General Tax and Financial Planning
Before generating further wealth through savings and investment it is vital you protect the source of your wealth – you health and income.
We work with you to agree your requirements and then review the entire market to provide the best value for money.
We do this by assessing you and your family’s needs in the event of disability, illness or death and then advise you on the right type of policy for your situation and budget.
From protecting a mortgage debt to providing a lump sum to pay for an inheritance tax liability, there is a vast range of life insurance policies available, including those that pay out at the onset of a critical illness. Our pledge is to always arrange the most cost-effective policy for your requirements.
One must be independent to do this as the premium difference (as with any form of insurance) between the lowest cost, best quality providers and those who provide the same for more, is vast.
We have experts on hand in the field of both corporate and personal private medical insurance.
The loss of earnings through disability can be best addressed through an Income Protection policy and we seek to structure the correct level of such cover to protect you and your family.
“Unfortunately, tragedy can hit anyone. When my wife died, one source of comfort was the policies we’d both established with Baigrie Davies a few years before. The proceeds ensure that our two young children are properly cared for and that they can attend the kind of schools we both wanted for them. Baigrie Davies structured our policies so that funds were immediately available with no delay and no tax. It’s been a considerable reassurance.”
Dr Nick Richards, MD FRCP, Consultant Nephrologist
